Legal notice
Website Overview
This website, www.bkam.ma, is the property of Bank Al-Maghrib, a public legal entity established by Dahir No. 1-59-233 of 23 Hija 1378 (30 June 1959) and governed by the provisions of Law No. 40.17, establishing its Statute, promulgated by Dahir No. 1-19-82 of 17 Shawwal 1440 (21 June 2019), with its headquarters at 277, Mohammed V Avenue, P.O. Box 445, Rabat, Phone: 080 200 11 11, Email: accueil@bkam.ma.
The main purpose of this website is to facilitate public access to information, in particular through the publication of press releases, statistics, institutional publications, legal announcements, and regulatory texts, in accordance with applicable laws and regulations, as part of the Bank’s transparency policy.
Terms of Use
By accessing the website, www.bkam.ma, you unconditionally accept the terms of use, including the following conditions:
- Users are advised to verify the actual website address of the official Bank Al-Maghrib portal: www.bkam.ma. Bank Al-Maghrib assumes no responsibility for any other websites that may be operated or made available in its name under an address other than the aforementioned address.
- The content provided on this website is intended solely for informational and transparency purposes only and it is general information regarding the Bank’s missions and activities.
- All copyright in this website and the materials contained herein belongs to Bank Al-Maghrib. Any reproduction of this website, whether in whole or in part, is strictly prohibited.
- Users are required to comply with the terms and conditions for the reuse of the Bank’s data and statistics, as set forth in Bank Al-Maghrib’s Charter on the Dissemination of Data and Statistics.
Collection of Personal Data
Bank Al-Maghrib does not collect any personal data through this website.
Access to information
The Bank’s information, press releases, statistics, and institutional publications are provided on this website in accordance with the right to access information.
Protection of personal data
As part of its duties and activities, Bank Al-Maghrib processes personal data, the descriptions of which are as follows:
- File for credit institution claims and deposits of natural persons
- Processing of third-party requests
- Account maintenance
- File for Centralized Bank Account Registery
- Irregular checks file
- Centralized Risk Registry delegated by Bank Al-Maghrib
- File for Centralized Payment Incident Registry involving bills of exchange
- Web portal
- Miscellaneous requests
- Access control
- Video surveillance
- Management of walk-in customers at Bank Al-Maghrib
- Management of events and cooperative initiatives
- Video surveillance system for the processing site of Dar As-Sikkah products
- Geolocation of Bank Al-Maghrib’s long-term rental vehicles
- Photographic capture of visitors to Bank Al-Maghrib’s museums using a photo-ticketing system
- Bank Al-Maghrib’s external communications
- Management of the relationship with visitors to Bank Al-Maghrib’s museums
- Management of Bank Al-Maghrib’s Events Portal
- Management of remote requests from the general public (Bank Al-Maghrib SMS service)
- Logging of technical logs for Bank Al-Maghrib’s information system
Pursuant to Law 09-08, data subjects have the right to access, correct, and object—on legitimate grounds—to the processing of their personal data. Any person may exercise these rights by submitting a signed request, accompanied by a copy of a valid identity document, to:
- Bank Al-Maghrib, headquartered at 277, Mohammed V Avenue, Rabat, P.O. Box 445
- The entity responsible for processing the data, whose contact information is listed in each data processing description.
Cookies Policy
The cookies used on our Portal are primarily intended for technical tracking, security, monitoring, and improving the platform. No direct personally identifiable information about users is collected through these cookies.
Should the Bank decide to collect such data in the future, it will do so on the basis of the user’s consent obtained prior to the placement of these cookies. The purpose of using the cookies, together with an explanation of how users may object to their use, will also be provided to them.
