Balance sheet of Banks

In thousands of DH

assets To 31/12/2021 Amount

cash in hand, central banks, treasury and post office giro

49,020,666

claims on credit institutions and the like

172,582,998

- at sight

32,196,004

- at term

140,386,994

claims on customers

861,139,024

- Cash and consumer loans and participatory financing

278,242,895

- Equipment loans and participatory financing

202,818,771

- Real estate loans and participatory financing

276,646,830

- Other loans and participatory financing

103,430,528

claims acquired by factoring

35,963,519

trading and investment securities

273,714,235

- treasury bills and the like

167,191,693

- other dept securities

17,629,976

- title deeds

127,711

- title deeds

88,764,855

other assets

40,194,894

investment securities

40,656,235

- treasury bills and the like

34,037,820

- other debt securities

6,618,415

- Certificats de Sukuks

0

shareholdings and similar assets

58,874,114

- Participation dans les entreprises liées

50,608,785

- Autres titres de participation et emplois assimilés

8,265,329

- Titres de Moudaraba et Moucharaka

0

subordinate claims

789,801

Dépôts d'investissement placés

1,747,281

leases and letting

2,446,356

Immobilisations données en Ijara

1,096

intangible assets

7,457,162

tangible assets

20,271,758

Total

1,564,859,139

In thousands of DH

liabilities To 31/12/2021 Amount

central banks, treasury and post office giro

20

amounts owed to credit institutions and similar

172,645,071

- at sight

21,567,554

- time

151,077,517

customer deposits

1,055,766,864

- sight accounts

709,515,768

- saving accounts

173,735,218

- time deposits

141,793,741

- other credit accounts

30,722,137

Dettes envers la clientèle sur produits participatifs

3,819

issued debt securities

66,864,273

- negotiable debt instruments

57,051,127

- bonds

9,672,669

- other issued debt securities

140,477

other liabilities

32,701,581

provisions for losses and expenses

20,299,549

legal provisions

1,967,590

subsidies, assigned public funds and special guarantee funds

4,175,330

subordinate debts

53,208,766

Dépôts d'investissement reçus

213,018

reevaluation differential

421

reserves and share premiums

106,564,716

capital

28,661,260

shareholders, non paid-up capital (-)

-48,000

retained earnings ( /-)

10,196,842

proceeding allocation of net profit ( /-)

-421,156

net profit of the year ( /-)

12,059,175

Total

1,564,859,139

In thousands of DH

Off-balance sheet To 31/12/2021 col6-amount

given commitments

354,942,245

- financing commitments in favor of credit institutions and similar

3,490,372

- financing commitments in favor of customers

164,918,893

- guaranteed commitments ordered by credit institutions and similar

59,592,870

- guaranteed commitments ordered by customers

114,846,647

- securities bought with repurchase option

3,555,501

- other securities

8,537,962

received commitments

152,089,783

- financing commitments received from credit institutions and similar

8,050,155

- guaranteed commitments received from credit institutions and similar

99,441,670

- guaranteed commitments received from the governement and guarantee institution

43,681,324

- securities sold with option of repurchasing

0

- other receiveable securities

782,683

- Titres de Moucharaka et Moudaraba à recevoir

133,951

For an optimal viewing of this website's pages, we recommend using the newest versions of the browsers: